Current Rates

Abacus Regional Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
Key Terms
APR * – The annual percentage rate (APR) is the amount of interest on your total loan amount that you’ll pay annually (averaged over the full term of the loan). A lower APR could translate to lower monthly payments. Points ** Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called “buying down the rate,” which can lower your monthly mortgage payments. One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000). Essentially, you pay some interest up front in exchange for a lower interest rate over the life of your loan.
15 YEAR FIXED Term: 15 years There is no minimum credit score required to qualify for the lowest interest rate on a 15 year Conventional Mortgage.
Rates APR* Points
2.400% 3.108% 1.00%
30 YEAR FIXED Term: 30 years Maximum Amount: $548,250
Rates APR Points
3.375% 3.589% 0%
30 YEAR FHA Maximum mortgage amounts differ with each county. Please contact us for other terms.
Rates APR Points
2.75% 3.154% 1%
30 Year FHA/ VA/ USDA  USDA is for rural lending. VA for veterans and spouses.  Minimum  Required FICO credit scores for both are 620, due to the COVID-19 Pandemic
Rates APR Points
2.50% 3.998% 1%
30 YEAR CONSTRUCTION / PERMANENT LOAN Term: 30 years Maximum Amount: $999,000, Please add .1 for Jumbo Construction to permanent loans.  Available for 2nd homes, too.
Rates APR Points
3.20% 3.328% 0%
 
LOCATION

7291 Airport Rd,
Bath, PA 18014

Phone: (610) 837-1600
Fax: (610) 837-1616
NMLS # 113984

HOURS

Monday – Friday, 9AM – 6PM
Saturday, CLOSED
Sunday, CLOSED